The U.S. Bank Shield™ Visa® Card isn’t your average credit card—it’s a well-rounded tool created to support real financial goals. With one of the longest 0% introductory APR offers on the market, this card gives you up to two years to make purchases or pay down debt interest-free. It’s designed for people who want time, flexibility, and stability without the burden of annual fees or unnecessary frills.
But it’s not just about what the card does—it’s also about how it feels. With its sleek translucent design, the Shield™ Card looks as smart as it functions. From cell phone protection and travel cashback to purchase coverage and free credit score access, this card quietly works behind the scenes to help you stay protected and in control, every step of the way.
U.S. Bank Shield™ Visa®
4% cash back 0% introductory APR for the first 24 cyclesBenefits of the U.S. Bank Shield™ Visa® Card
- 0% Intro APR for 24 Billing Cycles
Enjoy zero interest on purchases and balance transfers for an extended period, helping you pay down debt or finance big expenses without pressure. - No Annual Fee
You won’t pay anything just to keep this card in your wallet—ideal for long-term use. - 4% Cash Back on Travel Booked Through Rewards Center
Earn generous rewards on prepaid airfare, hotels, and car rentals when booked through the U.S. Bank Rewards Center. - $20 Annual Statement Credit
Automatically receive a $20 credit when you make eligible purchases for 11 consecutive months—no enrollment required. - Cell Phone Protection
Get up to $600 in coverage for stolen or damaged phones when you pay your monthly wireless bill with your card. - Purchase Protection and Extended Warranty
Your eligible purchases are protected against damage or theft, and manufacturer warranties can be extended automatically. - Auto Rental Collision Damage Waiver
Use your card to pay for your rental car and receive collision damage coverage at no extra cost. - Free Credit Score Access
Track your credit progress monthly without paying extra, directly from your U.S. Bank account. - Zero Fraud Liability
You won’t be held responsible for unauthorized transactions, giving you confidence every time you use your card.
Fees and Rates to Consider
Understanding the terms of your credit card helps you make the most of its benefits. Here’s what to expect with the U.S. Bank Shield™ Visa® Card:
- Intro APR: 0% APR for purchases and balance transfers for the first 24 billing cycles
- Ongoing APR: After the intro period, a variable rate applies, based on your creditworthiness
- Balance Transfer Fee: Applies to each transfer, with specific rates during and after the promotional period
- Foreign Transaction Fee: Charges apply when using the card internationally
- Late Payment Fee: May apply if your payment is received after the due date
- Returned Payment Fee: Applicable if a payment fails to process
- Minimum Interest Charge: If interest is due, a small minimum charge applies
- Annual Fee: $0—completely waived
Requirements and How to Apply
To be eligible for the U.S. Bank Shield™ Visa® Card, you generally need:
- A good to excellent credit score
- Proof of reliable income or ability to pay
- U.S. residency and a valid Social Security Number
- To be 18 years or older (or 19 in some states)
How to Apply
Applying is easy and entirely online. Visit the official U.S. Bank website and complete the secure application form with your personal and financial information. Most applicants receive a decision within minutes, so you can begin using your card—or planning ahead—without delay.
Final Thoughts: A Card That Does More Than You Expect
The U.S. Bank Shield™ Visa® Card is built for people who want more control and fewer costs. Its incredibly long intro APR gives you a rare opportunity to reset your finances—whether you’re consolidating debt, planning large purchases, or simply aiming for more flexibility month to month.
Plus, it doesn’t just stop at savings. With travel-related cashback, cell phone protection, and purchase safeguards, it quietly adds value to your everyday life. No flashy gimmicks—just practical, meaningful features that help you manage money with confidence.
If you’re ready for a credit card that puts real financial power in your hands, the U.S. Bank Shield™ Visa® Card is worth every consideration. Apply today and take a step toward smarter spending.
